Banking institutions have designed a systematic structure to keep you in debt. Ultimately, they have pocketed many of our public servants. Their money and power is enormous. Truth is stranger than fiction here and it's hidden in plain view. It is nothing less than legal loansharking and our lawmakers have signed off on it at every turn. The general population is not represented by their elected officials; the elected officials have become servants of the bankers. It is cunning and immoral, and our lawmakers allow this to happen over and over again. Simply insidious!